EMV L2 Contact | Contactless Kernel Certification Overview

In this article, we will discuss the purpose of L2 Contact kernel certification and EMV L2 contactless kernel certification, the benefits of obtaining them and how to get certified.

If you are involved in the payments industry, you might have come across the terms L2 certification or EMV L2 contactless kernel certification. But what exactly do they mean?

Introduction

In the world of payment technology, security is of utmost importance. As more and more transactions are made using credit and debit cards, It is essential to ensure that the payment systems are secure and protected from fraudulent activities. This is where L2 certification contact certification and EMV L2 contactless kernel certification come in.

What is L2 Certification?

L2 certification is a process that verifies the compliance of payment devices with industry standards. It is an essential step in ensuring the security and reliability of payment systems. The certification process typically involves testing the payment device's functionality, security features and interoperability with other payment devices and systems.

What is EMV L2 contact / Contactless Kernel Certification?

EMV L2 kernel certification verifies the compliance of payment devices with the EMV specifications for contact / contactless payments. It ensures that payment devices can communicate with other contact / contactless-enabled devices and comply with the EMVCo Contactless Specifications.

The Purpose of EMV L2 contact / Contactless Kernel Certification

The purpose of EMV L2 kernel certification is to ensure that payment devices meet industry standards for contactless payments. By obtaining EMV L2 kernel certification, payment device manufacturers can demonstrate that their products meet these standards and are safe for consumers to use.

How to Obtain EMV L2 kernel Certification

Obtaining L2 certification and EMV L2 contactless kernel certification can be a complex process that involves multiple steps, including testing, documentation and submission of reports. Here are the few steps involved

Identify the certification requirements

Payment device manufacturers should identify the specific L2 certification requirements that apply to their products, including the certification type and testing requirements.

Conduct testing

Payment device manufacturers should conduct testing to ensure that their products meet the certification requirements. Testing can be performed by a third-party testing laboratory that is accredited by the certification authority.

Submit reports

Payment device manufacturers should submit reports detailing the results of the testing and other documentation required by the certification authority.

Obtain certification

Once the reports have been reviewed and approved, the payment device manufacturer will receive L2 certification or EMV L2 contact/contactless kernel certification.

It is important to note that the certification process can vary depending on the certification authority and the type of certification being obtained. Payment device manufacturers should consult with the certification authority to ensure that they follow the correct procedures and requirements.

FAQ

L1 certification verifies the compliance of payment devices with physical and electrical characteristics, while L2 certification verifies compliance with industry standards for security, reliability and interoperability.
The time required for L2 certification can vary depending on the certification authority and the type of certification being obtained. It can take 10 to 15 weeks.
Yes, L2 certification must be renewed periodically to ensure continued compliance with industry standards.
Yes, there are costs associated with L2 certification, including testing fees, documentation fees and certification fees. The costs can vary depending on the certification authority and the type of certification being obtained.
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