Integrate payment gateway into your website to accept secure online payments. Choose the right payment gateway provider, set up a merchant account, install payment gateway software and test before launching.
Payment gateway integration is the process of adding a payment processing service to a website, PoS system , allowing customers to make online payments securely and efficiently. Payment gateways are third-party providers that act as intermediaries between the customer and the merchant, facilitating the transfer of funds between the two parties. Integrating a payment gateway into a website can be a complex process but it is essential for businesses that want to accept online payments.
The first step in integrating a payment gateway into a website is to select a payment gateway provider. When choosing a payment gateway provider, consider the following factors
The payment gateway should offer robust security features to protect sensitive customer information.
The payment gateway should be compatible with your website's platform and technology stack.
The payment gateway should offer competitive transaction fees that fit within your budget.
The payment gateway should provide a seamless and intuitive user experience for both merchants and customers.
Once you have selected a payment gateway provider, the next step is to register for an account
with them. This typically involves providing your personal and business details, such as your
name, email address, business name and tax ID number.
During the registration process, you will also need to agree to the provider's terms and
conditions, which will outline the fees and other requirements associated with using their
payment processing services.
After creating an account with the payment gateway provider, you will receive API keys or
credentials that allow your website to communicate with the payment gateway. API stands for
"application programming interface," and it is a set of protocols and tools that allow different
software systems to interact with each other.
API keys typically include a public key for front-end interactions and a secret key for
server-side interactions. These keys are used to encrypt and decrypt sensitive data, such as
customer credit card information, as it is transmitted between your website and the payment
gateway.
Once you have obtained your API keys, the next step is to integrate the payment gateway into your website.
The exact steps for integration will depend on your website's platform and technology stack but the general
process involves adding the necessary code to the checkout page or shopping cart.
To integrate the payment gateway, you will typically need to
Add a form to collect payment information, such as credit card details or PayPal login credentials. This form should be designed to match the look and feel of your website, to provide a seamless user experience for customers.
Add JavaScript code to your website's checkout page or shopping cart, to connect the payment form to the payment gateway's API. This code will typically use the public API key to encrypt the customer's payment information and send it to the payment gateway for processing.
Add server-side code to your website's back-end, to handle the response from the payment gateway. This code will typically use the secret API key to decrypt the payment information and process the payment.
It is important to note that the certification process can vary depending on the certification authority and the type of certification being obtained. Payment device manufacturers should consult with the certification authority to ensure that they follow the correct procedures and requirements.
Before going live with your payment gateway integration, it is important to test it thoroughly to ensure that everything is working correctly. Most payment gateway providers offer a sandbox environment or test mode that allows you to process transactions without actually charging a customer's credit card.
To test your payment gateway integration, you should
Test the entire payment flow from start to finish, including filling out the payment form, submitting the payment and receiving the response from the payment gateway.
Test the payment gateway integration under different scenarios, such as with different credit card types, with invalid credit.
EverExpanse team can assist you for your payment Gateway customization and Integration successfully with your defined time to market.
